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CREDITABLE ADVICE LLC TERMS & CONDITIONS 

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY USING CREDITABLE ADVICE LLC SERVICES, YOU AGREE TO THESE TERMS AND CONDITIONS.

CREDITABLE ADVICE, L L C  SERVICES ARE NOT JUST  AVAILABLE IN NEW JERSEY.

Your access to and use of this Website is subject to the following terms and conditions of use (Terms of Use) and all applicable laws. These Terms of Use apply exclusively to your access to, and use of, this Website known as www.creditableadvicellc.com (Creditable Advice  Website) which is exclusively owned and operated by Creditable Advice, LLC (Creditable Advice ) and do not alter in any way the terms or conditions of any other agreement you may have with Creditable Advice LLC  for services or otherwise. These Terms of Use may be changed by Creditable Advice LLC  at any time in its sole discretion by posting the changes made to these Terms of Use, as revised, on this Website. Your use of this Website following the posting of such changes to the revised Terms of Use shall constitute your acceptance of any such changes. If you do not agree to these Terms of Use, our Privacy Statement, Creditable Advice LLC  Service Agreement, or any other policy governing your access to or use of our  Services you should immediately terminate your access to and use of the Website. If you have any question regarding these terms or your access to or use of this Website, please contact Customer Service at [email protected] or by calling (917) - 275 -7989.

PRIVACY

We respect the privacy of our customers and encourage you to read our Terms & Conditions Statement so that you may make an informed decision about using our Website and Services.

COPYRIGHT

Unless otherwise indicated, all Website materials, including, without limitation, the Creditable Advice LLC logo, letters and all designs, text, graphics, other files, and the selection and arrangement thereof are the proprietary and copyrighted property of Creditable Advice LLC and its licensors. You may electronically copy and print to a hard copy portions of this Website for the sole purpose of using materials it contains for informational and non-commercial, personal use only as an client of Creditable Advice LLC . Any other use of the materials in this Website or Creditable Advice LLC including any commercial use, reproduction for purposes other than described herein, modification, distribution, republication, display or performance without the prior written permission of Creditable Advice LLC is strictly prohibited.

TRADEMARKS 

The Creditable Advice, LLC logo, letters and any proprietary Service or service names contained in this Website or documentation prepared are either trademarks or registered trademarks of Creditable Advice LLC or its licensors, and may not be copied, imitated or used, in whole or in part, without the prior written permission of Creditable Advice LLC . In addition, all page headers, custom graphics, button icons and scripts are service marks, trademarks and/or trade dress of Creditable Advice LLC , and may not be copied, imitated or used, in whole or in part, without the prior written permission of Creditable Advice LLC . All other trademarks, registered trademarks, Service names and company names or logos mentioned herein are the property of their respective owners.

ACCESS TO SERVICES

The Creditable Advice LLC  services allows you to create a unique method to utilize many of our customized online and credit repair services. Only individuals authorized and over the age of 18, may access and use our Credit Repair Services. You may not access the Our Credit Repair Services and Produces from outside the country for which it was issued. Your unique account may be restricted from accessing certain Materials otherwise available in the Online Services. Materials and features may be added to or withdrawn from the Online Services or otherwise changed without notice and in our sole discretion. All fee charged  are non-refundable.

UPLOADED CONTENT

You agree that the content you upload in your personal space belongs to you and is for your personal use. You certify that you own and are responsible for any of the contents uploaded in your personal area, to Creditable Advice LLC  and that you are not uploading and storing items that would infringe U.S. Copyright laws. You understand that you may not upload, post, reproduce or distribute in any way material protected by copyright, trademark, trade secret or other proprietary rights or which would violate any right of publicity, right of privacy or other right of any third party without first obtaining permission of the owner of such right.

SUBMISSIONS

You agree that any materials, including but not limited to questions, comments, credit bureaus, credit reports, communications from credit reporting agencies, communications from credit bureaus, communications with credit reporting agencies, Communications with credit bureaus, communications with creditor(s), suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of e-mail or submissions to the Creditable Advice LLC Website, Agents , or postings on this Website or within any of your personal emails to this company, are not confidential and that Creditable Advice LLC  shall have a perpetual, worldwide, non-exclusive license to use such materials as it deems appropriate.

SERVICES DESCRIPTION

Creditable Advice LLC and its affiliates attempt to describe its Services as accurately as possible. However, Creditable Advice LLC does not warrant that Service descriptions or other content on this Website is accurate, complete, reliable, current, or error-free. If a Service offered by Creditable Advice LLC itself is not as described, your sole remedy is to cancel the service in the manner set forth in the Creditable Advice LLC's Service Agreement. The prices displayed on the Website are in U.S. Dollars and are valid and effective only in the United States.

TERMS AND CONDITIONS OF THE USE OF THE CREDITABLE ADVICE LLC  CREDIT REPAIR SERVICES:

All use and/or purchase of Creditable Advice LLC's Credit repair services are subject to Creditable Advice LLC's Service Agreement, whether signed in person or not. Users can cancel their accounts at anytime, subject to the terms and conditions contained in the Creditable Advice LLC 's Contractual Agreement, however, since we are not able to pro-rate, the clients account, it will remain active until the end of the paid monthly cycle. There are no pro-rated refunds, and all cancellation by clients must be in writing.  Once Creditable Advice LLC receives your written letter of cancellation request, your account is cancelled at the end or the expiration of the paid monthly cycle. Your member access to the site will be revoked upon the expiration of the paid monthly cycle. You agree that fees collected are non-refundable. All cancellation shall also be strictly subject to the terms and conditions of the Creditable Advice LLC 's Contractual Agreement,. In the event of a conflict between the terms and condition contained in this Terms of Use and the Creditable Advice LLC 's Contractual Agreement, shall prevail and be deemed the governing document, no matter if payments are made to an agent of Creditable Advice LLC or via this website: www.creditableadvicellc.com

INAPPROPRIATE IMAGES OR WORDS

Creditable Advice LLC  reserves the right to remove any text or images uploaded by you that it deems in its sole judgment to be inappropriate or which it believes may subject it to any liability, including without limitation the following:


   • images, text or other materials submitted by users that are protected by trademark, copyright, right of publicity or other                    proprietary right, without the express permission of the owner of those rights;

   • profanity or offensive comments including but not limited to expressions of racism, bigotry or hatred, or that are abusive,                    slanderous or offensive;

   • any illegal material such as expressions of abuse, offensive language and imagery, obscenity or any other material that could             give rise to any civil or criminal liability under, or otherwise violate, any applicable law.

CLAIMS OF COPYRIGHT INFRINGEMENT; DESIGNATED AGENT

If you believe that any material on this Website infringes upon any copyright that you own or control, or that any link on this Website directs users to another Website that contains material that infringes upon any copyright which you own or control, you may file a notification of such infringement to the email  stated here: [email protected] or address listed below. 


All letters, responses, documentation that you as a client of Creditable Advice LLC uploads, submit or render to Creditable Advice LLC shall be used within a respectful manner. By uploading or submitting you are hereby authorizing Creditable Advice LLC it's agents, employees and third parties such as lawyers to which a client maybe referred to. You also agree not to hold Creditable Advice LLC liable for any documentation that is displayed, uploaded or read by Creditable Advice LLC or it's affiliates. 

ONLINE CONDUCT; REPEAT INFRINGER POLICY

You agree to use Creditable Advice LLC  Website only for lawful purposes. You are prohibited from posting on or transmitting through Creditable Advice LLC Website any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically or otherwise objectionable material of any kind that infringes the intellectual property rights or is otherwise injurious to third parties, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law. Creditable Advice LLC  may, at its discretion, terminate the accounts or case  of any registered User who violate this policy.


Creditable Advice LLC respects the intellectual property of others, and we ask our Clients to do the same. Creditable Advice LLC  may, in appropriate circumstances and at its discretion, terminate the accounts or case of any User who infringe upon the intellectual property rights of others or who violate this policy.

CONTENT REVIEW

Creditable Advice LLC  may elect to electronically monitor areas of this Website and may disclose any content, records or electronic communication of any kind to satisfy any law, regulation or government request, if such disclosure is necessary or appropriate to operate this Website, or to protect the rights or property of Creditable Advice LLC, its independent contractors, service providers, consultants, sponsors, licensors or the public. Creditable Advice LLC retains the right, but not the obligation, to monitor and edit or remove any activity or content that it deems in its sole discretion to be harmful to its clients, Creditable Advice LLC  or the rights of any third party, or to violate any applicable law.

USE BY CHILDREN

Creditable Advice LLC's Website do not offer products and services for sale to children under 18. We sell products and services for purchase by adults only. By using this Website, you are representing to us that you are 18 years of age or older. Creditable Advice LLC  will therefore, not be liable for any damages that may result from misrepresentation of age by a user of our Website, nor our credit repair services. 

INDEMNITY

You agree to defend, indemnify and hold harmless Creditable Advice LLC , its Managers, it employees, its independent contractors, service providers and consultants, and their respective directors, employees and agents, from and against any third party claim, damages, costs and expenses (including, but not limited to, reasonable attorneys fees) arising out of your use of the Creditable Advice LLC's Website or the use of any photographs, images or materials you provide, including without limitation any actual or threatened suit, demand, or claim made against Creditable Advice LLC  and/or its independent contractors, service providers, or consultants, that use of the photographs, images or material provided infringes, misappropriates or otherwise violates any copyright, trademark, right of publicity or other proprietary right of any third party. You agree to pay any judgment or reasonable settlement offer resulting from any such suit, demand or claim.

DISCLAIMER

EXCEPT IF EXPLICITLY STATED IN WRITING OTHERWISE BY CREDITABLE ADVICE LLC, THE PRODUCTS AND/OR MATERIALS AND/OR SERVICES CONTAINED AND SOLD ON THE CREDITABLE ADVICE LLC'S Website ARE PROVIDED ON AN AS IS BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. CREDITABLE ADVICE  AND THE CREDITABLE ADVICE LLC's WEBSITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. CREDITABLE ADVICE LLC AND THE CREDITABLE ADVICE LLC WEBSITE DOES NOT REPRESENT OR WARRANT THAT ANY PRODUCTS AND/OR MATERIALS AND/OR SERVICES ON THE CREDITABLE ADVICE  Website, INCLUDING WITHOUT LIMITATION ANY INFORMATION ABOUT CREDITABLE ADVICE LLC  AND THE CREDITABLE ADVICE  WEBSITE PROVIDED BY THIRD PARTIES, ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE. CREDITABLE ADVICE DOES NOT REPRESENT OR WARRANT THAT THE CREDITABLE ADVICE LLC's WEBSITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.


Creditable Advice LLC  reserves the right to change any and all content contained on the Creditable Advice LLC's Website at any time without notice. Reference to any products, services, materials, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by Creditable Advice  and/or the Creditable Advice LLC  Website.


If you rely on the Creditable Advice LLC's website and any materials available on it, you do so solely at your own risk. Creditable Advice LLC not licensed attorneys, nor does Creditable Advice LLC portray any legal representation or officer of the law. 


All fees associated with services rendered by Creditable Advice LLC are non refundable. 

LIMITATION OF LIABILITY

IN NO EVENT SHALL CREDITABLE ADVICE LLC  OR ITS OFFICER(S), MANAGER(S), DIRECTOR(S),MEMBER(S) OR EMPLOYEE(S) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THIS WEBSITE OR THE MATERIALS CONTAINED IN AND/OR SERVICES SOLD ON AND/OR PRODUCTS SOLD ON, OR ACCESSED THROUGH, THE CREDITABLE ADVICE LLC's WEBSITE, INCLUDING WITHOUT LIMITATION ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE BY USER ON ANY INFORMATION OBTAINED FROM CREDITABLE ADVICE , OR THAT RESULTS FROM MISTAKES, OMMISSIONS, INTERRUPTIONS, DELETION OF FILES OR E-MAILS, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, ACTS OF TERRORISM, THEFT, DESTRUCTION, OR UNAUTHORIZED ACESS TO THE CREDITABLE ADVICE LLC RECORDS, PROGRAMS OR SERVICES.


IN NO EVENT SHALL THE AGGREGATE LIABILITY OF CREDITABLE ADVICE LLC  (WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY) ARISING OUT OF OR RELATING TO THE USE OF CREDITABLE ADVICE LLC'S  WEBSITE EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO CREDITABLE ADVICE AGENTS AND/OR THE CREDITABLE ADVICE LLC'S WEBSITE FOR ACCESS TO OR USE OR FOR SERVICES SOLD ON AND/OR PRODUCTS SOLD AND OFFERED ON THE CREDIT ABLE ADVICE LLC WEBSITE.

APPLICABLE LAW

The internal laws of the State of New Jersey will govern and construe these Terms of Use without giving effect to any conflict of laws provisions to the contrary. By use of this Website, you irrevocably consent to the jurisdiction of the courts of the State of New Jersey and agree that all disputes with Creditable Advice LLC  venue shall be in the state or federal courts located in the State of New Jersey. If you access the Website from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

TERMINATION

Notwithstanding anything to the contrary herein, Creditable Advice LLC  reserves the right, without notice and in its sole discretion, to terminate your use of this Website or your case and to block or prevent future access to and use of this Website.

MISCELLANEOUS

These General Terms and Conditions of Use may be changed from time to time without notice by Creditable Advice LLC  in its sole discretion. Continued use of the Creditable Advice LLC  Website`s Online Services following any change constitutes acceptance of the change.


Creditable Advice LLC  may suspend or discontinue providing Online Services to you without notice and pursue any other remedy legally available to it if you fail to comply with any of your obligations here under.


Except as otherwise provided herein, all notices and other communications here under by Creditable Advice LLC  shall be in writing or displayed electronically on the www.creditableadvicellc.com. Notices shall be deemed to have been properly given on the date deposited in the U.S. mails, if mailed; on the date Creditable Advice LLC transmitted it to you electronically to the email address you have provided us, if sent via electronic mail; on the date first made available, if displayed Creditable Advice LLC  Website; or on the date received, if delivered in any other manner.


The failure of Creditable Advice LLC  or any third party supplier of Materials to enforce any provision hereof shall not constitute or be construed as a waiver of such provision or of the right to enforce it at a later time.


Each third party supplier of Materials has the right to assert and enforce these provisions directly on its own behalf as a third party beneficiary.

COMMUNICATIONS TO YOU

You agree that Creditable Advice LLC  may send electronic mail to you for the purpose of advising you of changes or additions to this Site, about any of Creditable Advice LLC Service or services, or for such other purpose(s) as Creditable Advice LLC  deems appropriate. You also agree that Creditable Advice LLC may share your personal information with certain third parties, including lawyers , and that they may contact you as well.

QUESTIONS AND CONTACT INFORMATION

General questions or comments about www.creditableadvicellc.com or credit repair services rendered by Creditable Advice LLC Website`s Customer Service Department at [email protected] or by address listed below. Once again, all fees are non refundable.


ADDRESS OF RECORD

Creditable Advice, LLC

P.O. Box 804

Woodbridge, NJ 07095

Telephone: (917) -275-7989


Questions regarding this statement should be directed to [email protected]

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