Creditable Advice LLC complies fully with the Credit Repair Organizations Act (CROA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and New Jersey consumer protection laws, including the New Jersey Consumer Fraud Act (N.J.S.A. 56:8-1 et seq.). We provide transparent services through written contracts, charge no upfront fees, and ensure clients' rights to cancel within three business days. All disputes and credit repair actions are conducted in accordance with federal and state laws, with proper documentation and adherence to evidentiary standards. Creditable Advice LLC does not guarantee specific outcomes but commits to ethical practices and compliance with all applicable regulations. For concerns, clients may contact the New Jersey Division of Consumer Affairs or the Consumer Financial Protection Bureau (CFPB).
